Thursday, November 7, 2013

Low Rate Car Loans – Grab one before they become History

U.S. debt is making everyone uncomfortable. Don’t think that it’s just a pain for Washington. Every American in the street is going to get affected if the government doesn’t come up with a permanent solution.  If the government defaults, investors will lose confidence in America and will start asking for higher rates on bonds. This will push rates higher and your car loan will also become expensive.

So, if you are planning to buy a car in the near future, buy it now. The rates may go higher in the next year. It is quite understandable that making a car purchase quickly is difficult. But, with this car loan guide, you can plan you auto financing program. It’s time to take the benefit of low rates before they become extinct.

Plan your Car Loan today for it may be too late tomorrow

Buying a car is not building castles in air. It is about making meticulous plans and achieving your goal of low rates. To get affordable rates you must:

Be Financial Wise

A low rate auto loan requires you to be financially stable. Lenders will offer you lower-than-usual rates when you are capable of making regular payments. So, you must decide on your capacity of making payments. Prepare a budget. Calculate the total expenses and income sources in future. It will help you in ascertaining an affordable monthly payment.

Also, keep aside money for down payment. Making a down payment lowers the loan amount and ensures the lender of your financial capacity. It will aid you in getting low rate car financing options.

Judge your Score

When you don’t know your credit score, you end up ruining it more. This is because you may apply with a traditional lender/bank for a car loan with bad credit. Most of them don’t offer auto loans to people with credit issues and past bankruptcies. Your credit score will get unnecessary hits and will reduce further.  So, get your credit score before applying for a car loan.

Where to apply with your Credit Score?

Based on the credit score range given below, choose a lender/auto financing program. You can go online or ask you friends for recommendation. But, remember that the lender must be reputed and trustworthy.

330 - 619: Poor Credit Auto Lenders and Online Auto Financing Companies
620 - 659: Sub-prime Car Financing Program
660 - 751+: Any Bank, Credit Union and Car Loans Website.

Knowing where to apply for a low rate auto financing program as it increases the chances of approval. So, make sure that you submit your car loan request to a lender who will cater to your needs.

So, this is how you can prepare yourself for a low rate car loan program. Don’t waste time in contemplating your automobile purchase. It’s advantageous to make a purchase now than in future.

Monday, November 4, 2013

Used Car Loans – Tips for getting Quick Approval in Ohio

Experian Automotive’s analysis of 2nd quarter provides a useful insight in the world of auto financing. From the total car buyers, 84.5% of consumers opted for car loans to buy an automobile. This is because of easy approval criteria, simplified car loan process and reduced rates. Lenders are offering large number of auto loan approvals for new cars and used cars in Ohio. If you have been waiting to buy a car, it’s time to buy it.

How to take Advantage of the Current Auto Financing Market?

Even though, Ohio auto loans are available at reduced rates, you still have to make payments on it. And, you can make easy payments only when you can afford the total loan cost. How to reduce the loan cost? Well, opt for a used car loan in Ohio. It’s simple to avail a used car loan even with bad credit history. It’s because Ohioan lenders have no problem in providing approval on an auto loan of lesser amount.

Instant Approval on Used Car Loans in Ohio – Save Time, Get a Car Now!

Today, cars have become a necessity in the Birthplace of Aviation. And, it’s important that you get the opportunity to buy a car quickly and easily. Even though online auto financing companies have simplified the Ohio used car loan process, it’s extremely important to follow the tips mentioned in this article. These easy tips will help you buy a reliable used car instantly.

Checking your Credit Score

It is crucial for every Ohio car buyer to check the credit score and credit report before starting any loan process. When you analyze your credit report, check for errors. Report the mistakes to the respective credit bureaus and get them removed. It will help you in improving your credit score. This way there will not be any chance of getting higher rates because of errors on your report.

Dealing with Down Payment

Even if you are buying a used car in Ohio, it’s important that you get together money for down payment. A 10% down payment on a used car won’t be much and will be very easy to manage. Also, it will establish your credibility and ensure instant approval.

If you are having trouble making cash down payment, you can go for trade-ins. Exchange your old car for your current car purchase. The dealer will deduct the value of your car from the total cost of the purchase. It will work like a down payment and you won’t even have to pay for it.

Choosing the Car

You must choose the car after getting an Ohio used car loan. This is important because few lenders insist on buying a car from a specific dealer. If you have already chosen a car from a different dealer, your efforts will go vain. So, make sure that you get approved for a car loan first.

These are quick tips to help you get approved for used car loan instantly. So, next time you begin car loan shopping in Ohio, remember them and your auto financing journey will be easy.

Thursday, October 3, 2013

No Down Payment Auto Loans – The Perfect Solution for buying a Car without Down Payment

Name: Jim Shelton
Age: 32 Years
Income: $1500 per month
Goal: Car Financing at Affordable Rates
Problem: No Money to make Down Payment

Now, Jim’s problem is not an uncommon one. Many car buyers are troubled by the thought of putting money down. If you are one of them, this article can be your savior. Stop getting distressed by down payment. You can avoid the terrible down payment amount and that too, without making any exorbitant payment towards interest.


No down payment auto loans are ideal for Jim or any other car buyer who wants to avoid the trouble of making a huge down payment.

Even though down payment is necessary for any car purchase, making cash down payment means doing away with your savings. And in today’s economy, giving away savings is like giving away your financial security. Also, it is not necessary that every car buyer has a car to trade-in or gets rebates to make down payment. Understanding this, lenders have brought a solution in the name of No Down Payment Auto Loans.

What are the Benefits of No Down Payment Auto Loans Program?

1. Car Buying possible for Everyone
2. No need to part with your Savings
3. Low Rates due to Intense Competition
4. No Down Alternative available on New Cars as well as Used Cars
5. Part-Time Income is acceptable
6. Minimal Paperwork
7. Credit Score is not the only Factor considered.

What are the Requirements for getting approval on No Down Payment Auto Loans?

Don’t fall prey to lenders who say that anyone can qualify for their affordable car financing options. It is not true. Such websites may sell your data to third parties. So, stay away from them.

There will always be a few requirements which you need to fulfill in order to get no down payment auto loans option. Lenders are taking a risk by providing car financing. So, they need to know your financial condition before taking any decision. It is for this reason that lenders require your financial information.

To get approved for 0 down car loans, you should have:
1. Age Proof – You must be at least 18 years old
2. Valid SSN
3. Regular Income – Most Auto Financing Companies don’t consider SSI
4. Stable Employment
5. No Repossession or Bankruptcy in recent past.

Now, Jim can get no down payment option easily. It is because his profile satisfies the requirements for getting approval. If you have a stable income and job, you can get no down payment auto loans. Do not worry about your credit history. Lenders know that many car buyers have a troubled credit history because of 2008 recession. And, that’s why; they don’t give credit ratings utmost importance.

So, don’t take any tension now. Apply now for no down payment auto financing and get ready to drive your new car!

All the best!

Wednesday, August 21, 2013

Fast Auto Loan Approval for every Car Buyer with any Credit Score

Fast Auto Loan Approval is the ideal auto financing company for every car buyer in America. No matter where you live, the company can get you instant auto loan approval. Its high approval rate of 87.4% is a proof of it.


Fast Auto Loan Approval reaches out to every car buyer. So, don’t think that your bad credit score or poor credit history will create problems in getting a new car loan. With wide experience of the subprime auto financing market, you can easily get low rates on auto loans.

Turn your cherished car dream into a reality! Get approved for a new car loan or a used auto financing program at the click of mouse. That’s the magic of Fast Auto Loan Approval. Apply now and get online auto loan quotes!

3 EASY Steps for Poor Credit Car Loans with Low Rates

A rather unusual report by CNN Money says Americans avoid marrying those with credit troubles. Never has poor credit had such an impact on American lives! But, don’t worry if your credit report says “poor credit”. You can improve your credit and that too, while buying a car.

Don’t think it’s a far-fetched dream. You can definitely get a low rate poor credit car loan. And, affordable payments will increase your credit score. This way you will be able to repair your credit ratings.

Now, when your aim is low rate poor credit car loans, this article will help you. Just three simple steps mentioned in this car financing guide will prove to be extremely fruitful in your pursuit.

Simple Steps that guarantee Success

1. See your Score before you Shop

Even though you are very sure of your credit score, it is crucial to check it before starting any financing process. Do not worry about negative hit on your credit score because checking your own report doesn’t affect your ratings.

Benefits of checking your credit score:
A. It gives you the opportunity to make improvements by removing errors.
B. You can increase score by paying-off few debts.
C. As you know your accurate score, chances of any fraud become zero.
D. You can know the average auto loan rates that are available for your score. This will help you select the best possible car financing deal.

2. Unwise to Select a Car

Most experts will suggest you to search for a car at your nearest dealer. The logic is that it saves time after approval. But, you must refrain from doing so. It is because many lenders and sub-prime auto financing companies want their applicants to buy the car from a list of specific dealers. This means there is absolutely no point in choosing the exact car make and model. All your hard work will go down the drain. So, get approved for a poor credit car loan and then search for a car.

3. Online to avoid Lines

With the advancement in technology, the extremely tedious process of car loans has become extremely easy. You can get every kind of auto loan at the click of mouse. There are many online auto financing companies that offer poor credit car loans.

The benefit of opting for the online mode is that you can easily compare and calculate loan rates. Many car financing websites provide an online calculator to help you calculate accurate monthly payments and interest.

Ideally, you must apply with more than two websites. It will give you a better chance of comparing rates. This way will you will be able to choose the best rate despite a poor credit rating.

When you want low rates on auto loans, you must optimize your time. Spend it wisely on improving your credit score and searching reputed lenders. It will ensure that you get affordable rates.

Use these simple suggestions to uproot poor credit from your life. The problem of poor credit history can happen to anyone but these suggestions can help you deal with it. Start working on securing lowest rates on poor credit car loans and improve your score today!

Monday, August 19, 2013

Subprime Car Loans – Getting Approval is very EASY Today

Good times are here again! With Auto Sales reaching pre-recessionary levels, everyone can get easy approval on auto loans. Don’t think that your sub-prime credit score will create problems in getting a car financing program. This article will be your perfect partner in getting a sub-prime car loan. It will give you useful tips for easy auto loan approval and help you find the best car loan for your situation. Let’s get started.

Today’s Situation is favorable for Sub-prime Credit Holders

Stigma related to sub-prime credit history does make one skeptic. But, you must consider today’s condition. The growth of asset backed securities has been phenomenal. In 2011, ABS reached $11.7 billion. And, experts have predicted further increase.

Also, Moody’s Investor Service’s report mentioned that private equity money is entering the market. More flow of money will ensure higher competition in the sub-prime auto loan market. So, don’t worry about getting rejected. You can get approved for a subprime car loan today!

Documentation Process

Car buyers often abhor the word “documents”. But, it is very essential to complete the documentation process. If you have your paperwork ready, lenders will not be able to delay their decision. Also, it will make the lender’s work easy and will earn you some brownie points.

You must be ready with:
a) Credit Report
b) SSN
c) Driver’s License
d) Bank and Financial Statements
e) Recent Pay Stubs
f) Employment Verification Letter
g) Car Title (if you have chosen a car).

Remember that you should not exaggerate your income. Sub-prime lenders maintain diligence in verifying your documents. So, be 100% honest.

Down Payment

When you have a sub-prime credit score, down payment can be your savior. By making a down payment, the lender will come to know about your stable financial condition.This way you will be able to negate the effects of sub-prime credit.

It’s okay if you cannot manage cash for down payment; you can always trade-in your old car.

Think-Through

Car is the second biggest purchase of your life. You certainly don’t want to take any rash decisions. If you don’t opt for a low rate auto loan, it will be difficult for you to make payments. This may even lead to bankruptcy. So, think well before signing on the dotted line.

You must compare the loan quotes and choose them after considering every aspect. Don’t concentrate on interest rates only. You must opt for a loan that offers flexible loan terms.

So, spend some time in analyzing the auto loan quotes and then select the best loan program.

Fast Auto Loan Approval provides quick approval on bad credit car loans. Low rate auto financing program is a reality when you fill the secure application form. Apply now!

Friday, August 16, 2013

California Auto Loans – Cut down your Car Loan Cost in California

Californians love cars and it is quite evident by the Car Culture of the State. Every car buyer in California knows that getting lower rates on auto financing program is very important. Car buying is sure a dream but it can soon turn into a nightmare if you are unable to get the rates of your choice.

Don’t let your car dream become a Pandora’s Box for you. You can definitely get a comfortable loan if you are ready for it. Also, you should be able to reduce the risk factor. How to achieve both these goals is explained in this article.

What’s Wise for your Wallet

Money is a critical factor for every financing program. And, you can only make your car loan easy by managing your payments. So, start by making a budget.

If you decide to make an unplanned purchase, you risk of making your payments dreadful. So, spend time on making a budget. This way you will make a wise car buying decision. It will show your comfortable monthly payment range. And, that will enable you in choosing the ideal car.

Lower Rates by lessening the Risk

When you want competitive rates on California car loans, your every step should be towards reducing the risk factor. If your CA lender sees you as a safe investment, he will readily reduce the interest rates.

Improvement in Credit Score

Every lender in the Golden State will want to know your credit history. A good credit score shows a sound credit history. It means you have been making regular payments. This is important for lenders in approving car loans with low rates. So, if you have a bad credit score, improve it by paying off few of your debts.

Also, apply for your free annual copy of credit report to remove errors. It is essential to know your credit score as well. It will help you know the current average rates available in the market for you.

Getting a Co-Signer

Nothing works better than a co-signer. When the lender sees a co-signer, he knows that regular payments won’t be a problem. So, ask your relative or a friend to co-sign your California auto loans contract.

Down Payment

A down payment can down your rates and your car loan troubles. Reduction in car loan amount reduces the lender’s risk. Also, when the lender sees you handling down payment, he is sure of your financial capacity.

Completing Essential Documents

Who doesn’t want quick end to work? Lenders in California are no different. If you offer them a complete list of required documents, his work will be over quickly. This will have a positive impact. Also, it will show you as a responsible individual.

This way you will be able to prepare yourself for a car loan in California. Remember that cutting down your loan cost is possible when you work actively towards reducing the risk.

Best of Luck for a comfortable car loan in the Californian State!

Tuesday, August 13, 2013

Virginia New Car Loans – The Complete Guide for the Ideal Auto Financing Program

Are you looking forward to own a new car in the Old Dominion? Well, buying a new car is easy in Virginia. But, to get the most affordable car loan, you must know the auto financing market. Also, you must ascertain your capacity before choosing a new car loan. Looks like an uphill task? It’s isn’t when you get the right help. Use this car financing guide to select the best available auto financing program in Virginia.

What’s the Current Car Financing Trend in Virginia?

When you begin your VA auto financing search, you must know what options are currently provided. The most recent offering is the long loan term. Lenders all over Virginia have introduced loan term as long as 84 months. Many experts are even predicting 9 year terms.

Such loan terms are specially designed for Virginia new car buyers who cannot afford high monthly payments. With such long loan terms, your monthly payment can be as low as $350. This way you can fulfill your dream of buying a new automobile and that too, without hurting your monthly budget.

Can you have a Slice of this Cake?

VA lenders bring innovative car loans program to increase their business. And, by increasing the loan term, their market has increased substantially. But, is this auto financing option for you?

You should never sign up for a loan before analyzing your current situation. There are many lenders and online auto financing companies in the Virginian State. So, you shouldn’t be in a hurry to accept the first car loan quote that is offered to you.

What should be the Ideal VA New Car Loan?

For every Virginian, there will be a different perfect car loan program. To know which car loan quote is ideal for you, prepare a budget. It will help you to know your affordability. When you receive VA new car loan quote, correlate it with your budget. Ascertain if you will be able to make regular payments.

To choose the ideal car loan quote, you must calculate the APR and consider the total interest amount. There are other factors like penalties and fees which should be taken into consideration.

Remember that most long term loans come with a high interest cost. Ideally, your VA car loan payments should not be over 60 months. A shorter loan term will help you reduce the chances of an upside down car loan. Remember that if your Virginia auto loan gets over quickly, you will be able to buy a new car in future.

Don’t forget to ascertain each and every aspect of the loan process because carefulness can only get you the best possible car financing program in Virginia.

Sunday, August 11, 2013

Colorado Car Loans – Better Deals are Waiting for you

Most Coloradan car buyers confess of having hard time while getting approval on auto loans. If you are troubled by endless wait at the lender’s office, it’s time to get accelerate the Colorado car financing process. Empower yourself with the knowledge of the Coloradan auto financing process. Once you know what is expected from you, you will be able to deal with the situation in a better way. So, let’s get started.

Get over with the Tedious Part

Preparing a budget is often tiring but, it gives you the power to make your car loan affordable. So, calculate your income and expenses. Ascertain a monthly payment amount that you would be comfortable with.
You must check your credit report for errors. Credit bureaus are infamous for making mistakes. So, it is better to remove them from your credit report. It will help you improve your credit score.

Get together your documents. You will require your SSN, banking statements, financial records, recent pay-stubs, receipts of utility bills. Few Coloradan lenders may even ask for an Employment Verification Letter. Completing your paperwork may take a few days. So, start in advance.

Co-signer in Colorful Colorado

A co-signer can work wonders for your goal. When the lender comes to know that a good credit holder has agreed to become your co-signer, his tension reduces. He becomes sure of receiving monthly payments. This will decrease the risk factor and your Colorado car loan rates as well.

Money for putting Money Down

Down payment is not mandatory for getting a car loan in Colorado. But, just like co-signing, it can definitely increase your chances of getting a better auto financing program. When you put 10%-20% of the total car cost as down payment, you manifest your financial stability. Also, you cut down the Colorado auto loan amount and reduce the lender’s risk. This way you get the benefit of lower rates and quick approval.

Why go Online?

There are many online auto financing companies that serve the Centennial State. The benefit of online CO auto loans is that you can submit the car loan application without walking down to the lender’s office. No matter you live in Denver City, Colorado Springs or Akron, an online auto loan is just a click away.

Do remember to apply with several reliable auto financing websites. Once you get the Colorado auto loan quotes, compare rates and other factors like loan term, penalty and clauses, etc.

You can get the best auto financing program when you maintain diligence. Stay cautious and understand every aspect of the Colorado car loans process.

Colorado car loans can be availed instantly with Fast Auto Loan Approval. 92% approval ratio on Colorado auto financing program manifests the company’s expertise in getting you approval. Apply now and get lowest rates!

Best of Luck for Best Rates!

Friday, August 9, 2013

New York Used Car Loans – Prepare the Ground before you go Loan Shopping

An inexperienced car buyer may often end up making a mistake while getting a used car loan in New York. Several things like the total car loan cost, loan terms and conditions, etc. are to be considered. So, don’t just jump on the band wagon. Prepare well before you go loan shopping in NY. It will help you secure a better used car loan deal.

Checking Score – A Second Nature for every Credit Borrower

Whenever you want a loan, checking your credit score and credit report is the basic requirement. By analyzing your credit report, you will be able to remove errors from it. Also, when you know your credit score, no NY lender can charge higher rates under the pretext of a lower credit score.

Choosing the Car

New York is the 3rd most populous state. So, there are many car drivers in the state. This implies that there will be many used cars for sale. Hence, it is very easy to find a used car in the Empire State.

But, you must keep in mind car loan criteria before choosing the car. Most lenders and auto dealers won’t finance a car older than 6 years. Also, many of them require the car to be driven for less than 90,000 miles.

Dealer’s not always the Option

Remember that dealership financing is not the only option for getting used car loans. With intense competition, New Yorkers now have many car financing options. You can go to your local bank or a credit union and get pre-qualified for used car loans. Take advantage of internet and apply with online auto financing companies. When you use the online option, you can get approved for a low rate used car loan without even leaving the comfort of your home.

Perfect Paperwork

Here’s an important tip for used car buyers: Maintain diligence in completing paperwork. It will create a positive impact on the lender. Also, it will speed your NY car financing process.

Keep your credit report and SSN ready. NY lenders will require banking statements and recent utility bills.Also, recent pay stubs and Employment Verification Letter is necessary. Don’t inflate your income because lenders scrutinize every piece of information that you provide them.

Concentrate on the Loan, not Monthly Payments

When you get auto loans quotes from lenders, do compare them. If you choose a car loan quote by looking at the monthly payments, you may be at a loss. It is possible that the used car loan quote may have longer term and lower monthly payments. If that’s the case, you will end up paying more towards interest. So, it is essential that you consider every car loan factor and not just payments. Sign the car loan contract only when you are 100% sure of the details.

By keeping in mind the suggestions mentioned in this article, you will be able to get easy approval on used car loan in New York State.

Wednesday, August 7, 2013

Dealership Financing – A Perfect Car Buying Guide for Better Auto Loan Deals

It’s “Dealership Financing” and not the Devil’s Workshop. Many people detest dealership financing because of stories related to dealership scams. But, it’s one of the easiest ways of getting a car loan. The best thing about a dealership is that you get your car and car loan at the same place. You can certainly get better deals from a dealer if you are prepared for the car financing process. This article will help you prepare for a car loan from an auto dealership.

The SCORE

It is very important to know your credit score before going to the dealer. You must have heard about scams related to credit scores. But, if you know your accurate credit score, no dealer will be able to offer you higher rates under the pretext of bad credit scores.

The CAR

When you go to a dealership to select the car, test-drive is a must. You must check the Odometer for miles. Don’t buy a car with more than 80,000 miles because it won’t last long. Also, ask your trusted mechanic to inspect it. It’s always better to get expert opinion.

The benefit of dealership finance over private party auto sale is you get special offers. Many dealers offer extra warranty and cash rebates on car sales. If you are confused in choosing a car, you can select on the basis of offers.

M.S.R.P.

Most car buyers pay the MSRP or the list price. But, this is where they go wrong. You don’t need to pay the “Sticker Price”. This is because dealer’s profit is added to it. You can negotiate it and pay a lower amount.

The PAYMENTS

When you are done lowering the car price, talk about finance with the dealer. The salesman will concentrate on monthly payments and talk about lowest payments. But, you must look at the big picture. Consider the total loan amount and total interest. It is quite possible that lower payments for a long term will increase the total interest amount.

The CONTRACT

After car financing has discussed, read the contract. Don’t go for “spot financing”. Most dealers allow you to take the car without getting you approved for a car loan. It is quite possible that the dealer is unable to find a lender for you. In such circumstances, you will have to take back the car to the dealer. So, avoid “spot financing” and take delivery of the car only when the loan contract is signed.

Being cautious is the key while working with a dealer. If you follow the tips mentioned in this article, you will certainly get the very best of auto financing.

Fast Auto Loan Approval can get you approved for dealership financing. Lowest rates on auto financing deals even when you have bad credit score. Apply now and get ready to get best rates!

Tuesday, August 6, 2013

Washington Bad Credit Car Loans - Simple Tips for Approval in Seven Days

Car is an important purchase in an American’s life. Most Washingtonians may live in a rented house but they will definitely buy their favorite car. Such is the love for automobiles!

If you are one such ardent car lover, this is the best time to buy. Car sales have been highest since 2007 and loan rates are also on the lower side. If bad credit history is stopping you from making a car purchase in the Evergreen State, do not worry. This article will help you solve bad credit troubles in just a week. Follow this car financing guide and get tips to enjoy the best Washington auto financing program within a week.

Day-1 – Get Ready for a Car Loan

When you have a bad credit history, it is important to analyze your financial situation before getting a loan. If you seek financing options without considering your income, it will worsen your credit score. So, prepare a budget and ascertain your affordability. Know if you can manage monthly payments.

It is seen that lenders take quick and favorable decision when the financial statements and car loan documents are ready. So, complete the documentation process.

Also, you must check your credit score and credit report. It will give you the opportunity of removing any error from your credit report. You can improve your credit score by paying-off few of your debts.

Day-2 – Find a Co-Signer

When you want to get quick approval on Washington bad credit auto loans, a co-signer is your answer. A co-signer diverts the lender’s attention from your bad credit history. When you have a co-signer, the lender becomes sure of payments.

If you are having trouble in convincing someone with a good credit score to become your co-signer, assure him of regular payments. Also, tell him that your regular payments will increase his credit score as well.

Day-3 – Manage Down Payment

It’s time to get together at least 10% of the car cost. It will be used as down payment. Putting money down at the time of buying a car manifests the lender of your financial stability. When the lender sees you making a down payment, it becomes clear to him that you can easily manage smaller monthly payments. This will enable you to lower your auto loan rates.

Day-4 – Apply Online

Now, that all the basic work is done, apply online for bad credit auto loans. Washingtonians have the benefit of online auto loans in their state. There are several auto financing websites that offer affordable car loan options in the Evergreen State. Do check the security of the website before giving out your SSN and banking details.

Once you apply for bad credit car loans, the website will take around 2-3 business days to process your auto loan application form. So, at the end of the week, you will receive your auto loan quotes.

Compare the quotes on several aspects like interest rates, loan term, conditions, penalties, etc. Once you are sure of the car loan quote, sign the dotted line and buy your favorite car.

So, that’s how you can get a Washington bad credit auto loan within a week. Remember that the “start” always seems difficult. But, once you begin the bad credit car loan process in Washington, things will become easy for you. Just remember to follow the tips mentioned in this article.

Best of Luck!

Just as its name, Fast Auto Loan Approval is known for quick approval on WA bad credit car financing program. Get low rates and flexible terms on auto loans quotes. Apply now and get the best car loan deal in Washington.

Friday, May 31, 2013

Finish your Car Financing Process in an Instant by securing Faster Approval and Guaranteed Low Rates

If the thought of car loan troubles you, apply now on Fast Auto Loan Approval and complete the car financing process in an instant. It has approved car loan applications of several Americans and is 100% dedicated to provide lowest possible rates.

Why Fast Auto Loan Approval is perfect for every Car Buyer?
  • Faster Results 
  • Guaranteed Low Rates  
  • No Down Payment Option for Everyone 
  • Co-signer not compulsory 
  • Special 1st Time Buyer Program
  • Second Chance Financing for Bad Credit Borrowers

Fast Auto Loan Approval doesn’t consider bad credit as a bane and that’s why; provides easy approval to bad credit car loan applicants. Apply with any type of credit history because high approval rate is its USP.

Grab the best car loan deal now.

Thursday, May 30, 2013

Have Car Financing Questions? Get Fast Answers from Fast Auto Loan Approval

I have bad credit. And, I don’t want it to turn south. That’s why; I am looking for a lender who can approve my auto loan application without checking my credit score. Can you get me no credit check auto loan?-Danton Smith, Kansas

There are few lenders who offer no credit check auto loan. But, by allowing the lenders to avoid your credit score, you actually give them a chance to con you. Also, when you opt for no credit check, the lender may consider your score to be worse than it actually is. So, always opt for credit check.

Here’s some news that will make your day brighter:

Fair Isaac Corporation mentions that it will pay no attention to all inquires made in 30 days prior to scoring. So, if you are able to get a loan within 30 days, it won’t influence your credit score.  This period of time can change to 14 days if the older versions are used and can increase to 45 days if the lender uses the latest formula.

I know that down payment helps in getting quick approval. But, I don’t have cash to make a down payment of even 10%. Can you help me? Derek Paulson, Tulsa, Oklahoma

You are correct when you say that down payment helps in approval. But, it is often seen that people don’t have money to make a down payment. In such a situation, you can use your old car as trade-in. The dealer will deduct the value of your car from the total loan amount. Also, cash rebates can be used as down payment. You can even opt for no down payment auto financing program for a slightly higher rate.

My girl-friend and I want to buy a car. But, she has terrible credit. I, on the other hand, have decent credit. Will her credit report be checked if she is a co-applicant? Logan Burton, Baton Rouge, LA 70806

When you co-apply for the loan, you jointly take the responsibility of making regular payments. That’s why; your credit report as well as hers will be checked. If you are worried about getting rejected because of her bad credit score, apply on your own. It will lower your interest rates as well.

I am buying a RV. The dealer’s having a great discount which means I just need 10 thousand dollars. I have a credit score of 580 which is pretty good. What are my chances of approval? Nicole, CA

Although you have a great credit score, Fastautoloanapporval.com doesn’t provide financing program for RV as well as other vehicles mentioned in the list:
  • Motorcycles, Boat
  • Vintage Cars/Classic Cars and Muscle cars
  • Commercial vehicles
  • Vehicles which are converted, purchased from Gray Market
  • Lemon Cars
  • Vehicles which have Salvaged, Re-built or Branded Title Vehicles.
I have been a victim of identity theft. I really don’t want to give away my SSN. Is there any other way to get approved for a car loan – Alison Derek Johansson, Bennington VT 05201

The company understands your concern. But, you must not worry about data theft. Fast Auto Loan Approval is a highly advanced website with SSL technology. Your information is encrypted so that, it cannot be accessed by hackers. 

You can provide your SSN without any worry. Also, understand that it is impossible for the company to provide you auto loan quotes without your SSN.  It is because your SSN is used to ascertain your credit worthiness.

Your car loan application needs me to fill my credit score. I am not sure what it is? –Dylan, Memphis, TN

If you don’t know your credit score, you can write an approximate number. But, it is always better to know your current credit ratings before applying for any type of loan. 

Increase your understanding of the auto financing world with the FAQs Page on the website.

If you have any query, get satisfactory answer by sending an e-mail to the Company’s Support Team at the address – support at fastautoloanapproval.com