Grab the Special 4th of July Offer from Fast Auto Loan Approval now

This Independence Day nothing will be better than independence from high interest rates. Unburden yourself from the obnoxious loan rates with Fast Auto Loan Approval.

Freedom from High Rates Program - Fast Auto Loan Approval

The online auto financing company has started “Freedom from High Rates” Initiative to help car buyers in accessing affordable loan programs. The main motive behind this is to aid car shoppers in avoiding huge interest rates and high monthly payments.

Don’t worry if you are troubled by bad credit history or zero down payment amount. Getting approval is a piece of cake. Fill the 1 minute auto loan application form and your work is done. Fast Auto Loan Approval will contact you with no obligation quotes.

The company is providing really low rates on all its auto loan programs. So, don’t wait anymore. Get the finest loan program with a click of mouse. Celebrate this 4th of July with your dream car. Apply now.

This is One Funny Partnership – Car and Ketchup

Tomato sauce, tomato puree, tomato soup and now there will be tomato cars. Oh! I have not lost my mind. But, it is a reality. Ford said on Tuesday that it was going to team up with Ketchup King Heinz. Their objective will be finding out ways of using tomato fibers in car production.

The Stock Market King Buffet has always been someone who makes a profit out of things no one else expects. And this time, his company is looking at ways of using dried tomato skins, a waste product from Heinz popular red sauce, to form part of an automobile. Research is going on to use the waste product in making wiring brackets and coin holders. If it is successful, it will reduce the use of petroleum-based materials and pollution as well.

Heinz and Ford team up to make Tom-Auto

Ellen Lee, a research specialist at Ford Plastics, told Reuters that the company was looking forward in getting some renewable and recycled content in their vehicles. The material has a less-than-attractive appearance which means it will be ideal for hidden parts, such as under-hood plastics and shields in the under body. But, the researchers are aiming to make it more pleasing to the eye in the future. She added that apart from tomatoes, future cars could have materials made from coconut-based composites, recycled cotton, soy foam and rice hulls.

Heinz is not alone in helping Ford with production of plant-based plastics. There are other companies, like Coca-Cola Co, Nike Inc. and Procter and Gamble Co, who have been helping the automaker in reducing its environmental footprint.

Want to buy a Ford car or looking for a Honda, make your car buying simpler with Fast Auto Loan Approval. The online auto financing company will provide you lower rates and affordable monthly payments. Apply now and get ready to drive your favorite car today.

Dealership Financing – Don’t be an Ignorant Bad Credit Car Buyer

Car shopping is fun but waiting for car loans isn’t. Many car buyers wait for months to get car loan approval. However, there is a way to complete your car buying and car loan shopping quickly. Dealership would certainly save a lot of time and save you the trouble of rejection from traditional banks and lenders. Don’t take tension of your bad credit score because dealerships have experience of working with sub-prime borrowers.

Although dealerships are available in almost every town and city, car buyers stay away from them. There is a constant fear of deception and fraud. But, you must understand that dealers cannot continue their business if they cheat customers. And, most buyers are cheated because of their ignorance. Don’t be an ignorant bad credit buyer. Know how to tackle dealership financing and emerge successful in the car buying pursuit.

What you need
 

Know your requirements. You should determine the kind of vehicle size and performance you want. Also, don’t just select one car. Keep two or three options with you. It will help you when your most preferred car is out of stock.
 

Don’t be Ignorant
 

Ignorance about credit score is the most common cause of dealership frauds. Dealers justify higher rates by explaining you about your terribly bad credit history. But, in reality, the truth may be different. So, it is very important to know your current credit score. Your credit score may have improved over the time. If you remain unaware of your credit score, you will give dealers a chance of offering you higher rates.

It is also important to do your homework before visiting the dealer. Prepare a budget. Calculate your debt-to-income ratio and ascertain whether you will be able to manage the additional debt. It will help in choosing the best bad credit dealership financing deal for you.

Be Clear not Desperate

You need a car, but your neediness shouldn’t reflect in your communication with the dealer. If he comes to believe that you are in desperate need of a car, he will provide approval at higher rates. He may try and sell you a disastrous car. So, make sure that you visit a dealership with a practical approach and not an emotional one.

Matters of Money
 

Don’t confuse the Maximum Suggested Retail Price (MSRP) and the sticker price. MSRP is the price that the manufacturer recommends the retailer to sell. The sticker price is the amount that the dealer is looking to get on the automobile. It includes the cost of the car plus the dealer’s profit.  Often, dealers list MSRP on the car as well as the sticker price. They manifest that the sticker price is lower than the MSRP and give you a feeling that you are getting a profitable deal.

However, you can negotiate the dealer for a price below sticker price. Tell them that you know about the manufacturer incentives offered to dealers. Most car buyers don’t know about this. But, you can ask the dealer to pass on some amount of the incentive benefits to you. Also, check for customer cash/rebate programs. Such programs will reduce the price.

Don’t get lost in Numbers
 

Many dealers believe that car buyers have the memory of a goldfish. So, they try to confuse you with numbers. They ask your budget and start confusing you with discount rates, MSRP, down payment ratio, interest rates, monthly payments, etc. Don’t fear this number-dumper.

When the dealer starts his number game, ask him to give you loan rates and everything else in writing. Also, ask for incentives. Go home and study them. You can use online car loan calculators to calculate your exact monthly payments and total interest amount. Take the decision only when you have considered everything in detail.

The Coin lying around
 

If you have spare money, you can use it as down payment for securing bad credit dealership financing program. Inform the dealer that you are ready to make a down payment. Tell him that you want the advantage of reduced price against it.

Don’t worry if you do not have cash to make a down payment. If you have an old car lying around, you can sell it and use the money. Another alternative is trade-in. But, do remember to calculate the resale value and trade-in value of your old car. This way you will be able to make use of your car in the most profitable way.

The Most Crucial Thing
 

Most importantly, don’t become relaxed after you get auto loan quotes from the dealer. You must analyze them. Many dealers let you believe that you are getting the most affordable loan program. They tell you how low your monthly payments are. But, you must not concentrate on monthly payments only. Calculate APR. It will show you the annualized cost of the loan. It includes the car loan amount, rates, plus other expenses. It will give you a better idea of the loan quotes.

If you are fine with loan quotes, concentrate on the loan contract. Check that everything you negotiated is there in the contract. Don’t believe anything unless it is in writing. If you have any doubt, clear them with the dealer. Sign only when you are fine with every term of the contract.

Remember that you will get the best bad credit dealership financing program only when you are calm and cautious. So, don’t worry. Go out there and buy the car of your choice. You are ready for dealership.

4 Easy Tips 4 Instant Auto Loans Approval in Washington State

Auto financing companies and car lenders in Washington often make a pitch for "Instant Auto Loan Approval". But, you should not apply without thorough preparation. Remember that if you plunge into the auto financing world without a proper plan, you will fail in your pursuit of instant approval.

It’s not very difficult to obtain instant auto loan approval in the Evergreen State. With just few tips and strategies, you will be confident of achieving your goal. So, without wasting any time, let’s start.

1. Myths about Credit Score

Many people are scared of their credit scores. But, credit history or credit score is not the only criterion for approval. Lenders consider several aspects of your loan application e.g. your income, age, employment, financial details, etc. So, don’t worry if you have bad credit history. Simply provide your income and employment details along with your financial documents. It will help the lender in ascertaining your stable financial condition.

2. Down Payment in Cash is not compulsory

Many experts of the auto financing field suggest making a down payment. But, it is not important if you have a good credit score. Lenders analyze your financial history. And, if they find regular payments in the past and current stable financial condition, they won’t compel you for down payment.

Also, down payment becomes less crucial if you are buying a used car. It is because used cars have low price and lower depreciation rate in comparison to new cars. In such a situation, lenders don’t have to undertake higher risk and thus, they won’t worry much about putting money down.

3. Trade-ins and Car Sale can help you

Now, you know that a down payment is not compulsory for used car. But, if you are buying a new car in Washington, it can very helpful. You don’t have to spend money from your wallet. You don’t even have to break your savings for down payment. Simply use your old car as down payment. Confused? Well, it is simple. You should ascertain the trade-in value of your old car. Your local dealer will be able to tell you that. Also, ask its sale value. In this case, you must not just rely on dealers. But, you can put it up online and check the response for your car.  If you are getting good price, sell it online and use the same money as down payment.

4. Co-signer aids in Instant Approval

It doesn't matter if your credit score is good or bad, additional help is always welcomed by lenders. A co-signer will help you in getting instant approval and affordable rates. The reason is simple. Lenders view co-signer as a guarantee of regular returns. They don’t mind if the co-signer makes monthly payments as long as they receive regular payments. Co-signer ensures the lender of safety and security. So, find a person with good credit score. He should be able to assume additional debt responsibility.

So, these are things that can help you in getting instant auto loan approval in Washington state. Remember that the key for instant loan quotes lies in increasing lender’s trust in your loan application. Increase his faith in your financial stability and your chance of quick approval will increase instantly.

All the Best!