Finish your Car Financing Process in an Instant by securing Faster Approval and Guaranteed Low Rates

If the thought of car loan troubles you, apply now on Fast Auto Loan Approval and complete the car financing process in an instant. It has approved car loan applications of several Americans and is 100% dedicated to provide lowest possible rates.

Why Fast Auto Loan Approval is perfect for every Car Buyer?

• Faster Results 
• Guaranteed Low Rates  
• No Down Payment Option for Everyone 
• Co-signer not compulsory 
• Special 1^st Time Buyer Program
• Second Chance Financing for Bad Credit Borrowers

Fast Auto Loan Approval doesn’t consider bad credit as a bane and that’s why; provides easy approval to bad credit car loan applicants. Apply with any type of credit history because high approval rate is its USP.

Grab the best car loan deal now.

Have Car Financing Questions? Get Fast Answers from Fast Auto Loan Approval

I have bad credit. And, I don’t want it to turn south. That’s why; I am looking for a lender who can approve my auto loan application without checking my credit score. Can you get me no credit check auto loan?-Danton Smith, Kansas

There are few lenders who offer no credit check auto loan. But, by allowing the lenders to avoid your credit score, you actually give them a chance to con you. Also, when you opt for no credit check, the lender may consider your score to be worse than it actually is. So, always opt for credit check.

Here’s some news that will make your day brighter:

Fair Isaac Corporation mentions that it will pay no attention to all inquires made in 30 days prior to scoring. So, if you are able to get a loan within 30 days, it won’t influence your credit score.  This period of time can change to 14 days if the older versions are used and can increase to 45 days if the lender uses the latest formula.

I know that down payment helps in getting quick approval. But, I don’t have cash to make a down payment of even 10%. Can you help me? Derek Paulson, Tulsa, Oklahoma

You are correct when you say that down payment helps in approval. But, it is often seen that people don’t have money to make a down payment. In such a situation, you can use your old car as trade-in. The dealer will deduct the value of your car from the total loan amount. Also, cash rebates can be used as down payment. You can even opt for no down payment auto financing program for a slightly higher rate.

My girl-friend and I want to buy a car. But, she has terrible credit. I, on the other hand, have decent credit. Will her credit report be checked if she is a co-applicant? Logan Burton, Baton Rouge, LA 70806

When you co-apply for the loan, you jointly take the responsibility of making regular payments. That’s why; your credit report as well as hers will be checked. If you are worried about getting rejected because of her bad credit score, apply on your own. It will lower your interest rates as well.

I am buying a RV. The dealer’s having a great discount which means I just need 10 thousand dollars. I have a credit score of 580 which is pretty good. What are my chances of approval? Nicole, CA

Although you have a great credit score, Fastautoloanapporval.com doesn’t provide financing program for RV as well as other vehicles mentioned in the list:

• Motorcycles, Boat
• Vintage Cars/Classic Cars and Muscle cars
• Commercial vehicles
• Vehicles which are converted, purchased from Gray Market
• Lemon Cars
• Vehicles which have Salvaged, Re-built or Branded Title Vehicles.

I have been a victim of identity theft. I really don’t want to give away my SSN. Is there any other way to get approved for a car loan – Alison Derek Johansson, Bennington VT 05201

The company understands your concern. But, you must not worry about data theft. Fast Auto Loan Approval is a highly advanced website with SSL technology. Your information is encrypted so that, it cannot be accessed by hackers. 

You can provide your SSN without any worry. Also, understand that it is impossible for the company to provide you auto loan quotes without your SSN.  It is because your SSN is used to ascertain your credit worthiness.

Your car loan application needs me to fill my credit score. I am not sure what it is? –Dylan, Memphis, TN

If you don’t know your credit score, you can write an approximate number. But, it is always better to know your current credit ratings before applying for any type of loan. 

Increase your understanding of the auto financing world with the FAQs Page on the website.

If you have any query, get satisfactory answer by sending an e-mail to the Company’s Support Team at the address – support at fastautoloanapproval.com

Do Not let Bad Credit become Bad News for you – Get Low Rate Car Loans Today

Is bad credit being a bad news for you? Don’t let bad credit score or poor credit history become a potent factor for car loan rejection. Don’t lose faith because you can easily maneuver bad credit score and secure affordable auto financing in your city. This article is going to lead you towards low rate car loans despite bad credit score.

Car - A Requirement and Everybody’s Right

Don’t think that just because of bad credit ratings, you have to fore-go your rights of owning a car. A car’s a necessity when you live in America. Also, because of the weather conditions and distance between work-place and home, an automobile seems the safest option. Don’t worry about bad credit because there are sub-prime auto lenders who specifically work with bad credit holders. You can easily manage lower interest rates. Just have the right attitude and work on the things mentioned in the next few paragraphs.

See your Correct Score

We often don’t know our exact credit score. Most of us are aware of past ratings but fail to analyze the current and accurate score. Also, it is important to remove all errors from your credit report as it will escalate your credit score.

Knowing your credit score and scrutinizing your credit report is all the more important for bad credit borrowers. Working on your credit score is an affirmation to the lenders that you are serious about improving your score and that’s why; you will definitely make regular payments in future.

Do Involve Down Payment in the Discussion

When down payment is brought to the table, lenders are sure of two things – 1) Reduction in loan amount as well as lowering the risk. 2) Your stable financial capacity.

So, put as much money down as you can because it is extremely useful in lowering the effect of your poor credit history on your auto loan application form. This will help you getting affordable interest rates.

Cut a Deal with a Co- Signer

You will need someone with a good credit score and a decent debt-to-income ratio to qualify as a co-signer. Your family, friends or any one at your work place can become a co-signer.

When you talk of a co-signer to the lender, his worries disappear. This is because the lender will be confident of getting back his money. So, get a co-signer and sign up for low interest rates.

Paperwork in Place

You must be ready with all documents so that no time is wasted. Keep your credit score and your SSN with you. Also, keep copies of your recent pay stubs. Employment Verification Letter may be required by few lenders. Receipts of Utility Bills can be helpful as well. If you have selected a car, keep its information handy.

When you are ready with everything, search for a lender or an auto financing company that is comfortable in offering bad credit auto loans. There is no point in visiting the offices of traditional lenders because you will face rejection or high interest rates – both are unacceptable. You can make use of the internet and search for sub-prime lenders. Choose wisely because it will affect your credit ratings.

All the Best for your endeavor!

Instant Auto Loan Approval for Bad Credit Car Buyers is NO Mythical Story

Bad credit auto loans are perfect when they come with instant approval. The very purpose of auto loans is to make a quick car purchase. That is not possible when you constantly get rejected because of your terrible credit history. But, now you can get instant approval on bad credit auto loans program without any worry. Fulfill your dream of buying a car with the comprehensive tips mentioned here.

Budget your Car

When you have bad credit history, it is important that you choose wisely. Don’t go for extravagance. Instead, select a reliable car. With a lower budget for car, you will definitely reduce your auto loan cost. A used car is often considered best for advancing your credit score.

Go to the Dealer’s Lot with Down Payment

Down payment is really effective in obtaining instant approval. This is because of two reasons.

Reason 1 - Putting money down lowers auto loan amount.

Reason 2 - It ensures the lender of your financial capacity.

So, make sure that you put as much down payment as possible. At least 10% of the total car loan cost will be really beneficial in getting instant auto credit approval.

Finding a Co-Signer can Fetch Lower Rates

Two is Always Better than One

Nothing is possible when you are working alone. Get help from someone with a good credit score. You can enjoy attractive rates by finding a co-signer. Anyone from your neighbor to your co-worker can be a co-signer.

Light at the End of the Tunnel

It is quite understandable that you are tired of constant rejection on your auto loan application. But, there are better things in store for you. Remember that bad credit score can always be improved. A positive attitude will definitely help you get the best deal.

Remember that you are at no one’s mercy. Any second chance auto dealership or poor credit auto lender knows that there are many people who are currently dealing with bad credit history. And, it is impossible for them to get a loan from the prime auto financing market. This opens up a pretty good opportunity for lenders and online auto financing companies. This means you have several options for getting a bad credit auto loan. Just stay calm and work towards it with this informative piece of writing.

All the best!

Instant Approval on New Car Loans – Nothing’s Difficult when you know the Car Financing Process

Buying a car and that too, a new one is a dream of every American. Most Americans have a limited budget but that doesn’t mean you need to limit your car dreams. You can always get a new car loan and fulfill your cherished dream. If you are scouting for a new car loan, this article is perfect for you. Buying a car should make you feel like a billion dollars and not like you are carrying the burden of a billion dollars – this comprehensive new car financing guide will help you secure instant approval on auto loans programs.

What is the Ideal Time to buy a New Car?

There is no best time to buy a used car. But, for a new car, there certainly is. You can score a great deal when you buy in the last quarter of the year. Dealers are interested in clearing the stock and offer great discounts. Also, the ongoing shopping season ensures that you get better rates.

What should be the Ideal Loan Shopping Period?

Your decision shouldn’t be against the clock but you must at least set a time limit for completing the new car loan process. Otherwise, it will keep on extending and become a speed-breaker in your auto dream.

As a car buyer, you must be aware that every credit check has an effect on your credit score. Now, you can avoid any negative hits by completing the car loan process in 30 days. This is because the company that manages FICO score has mentioned that it will pay no attention to all inquires made in 30 days prior to scoring. This span may increase if the lender is using the current formula or may reduce to 14 days if he uses the previous versions of the formula.

TIPS FOR INSTANT APPROVAL ON NEW CAR LOAN

Never Bite Off More Than You Can Chew

To avoid a bad car loan situation, you must know your financial capability. And, for that, it is essential that you prepare a budget. Calculate income and expenses because it will let you know if you can afford a loan. Keep in mind that buying a new car is a big responsibility and you must be able to pay for titling and registration fees, insurance, fuel, repairs, etc.

Once you know your financial limit, make sure you choose a car within the limit.

Improving Credit Score – Threshold of Instant Approval

The new car loan amount is huge because of the price of a brand new automobile. But, when you have a good credit score, lenders know that you can easily manage a huge loan amount. This results in reduction of interest rates and the total loan amount. Your chances of getting instant approval also improve.

Co-signer to cool down your Interest Rates

Get someone to co-sign you new car loan contract. Anyone with a good credit score can become your co-signer. This will keep lender’s tension at bay which means instant approval will become easy for you.

The Down Payment Debate

Why down payment is not required for buying a new car?

Everyone says that down payment is necessary to get instant approval but what if you don’t have down payment. You can still get instant approval by doing these two things:
1. Use your old car as trade-in
2. Use the money from rebates as down payment

Choosing the Best New Car Loan

It’s time to apply for the auto loan. While selecting the instant auto financing program for new car, keep an eye on the total cost of the loan. Remember to analyze the loan quotes because it will ensure that your new car loan remains pleasurable for you. Don’t just consider monthly payments. Compare APR, loan terms, clauses and conditions, fees and penalties before signing the new car loan contract.

So, that’s how you can get instant auto loan approval on new car loans.

Best of Luck for your new car!

Used Car Loans for People with Bad Credit – Forget your Credit Issues and Celebrate buying a Car Today

Fashion comes and goes. Fads disappear. But, style stays forever. And, everyone will agree that a car is the most stylish thing that a person can own. There is nothing wrong in buying a used car because nowadays most people constantly upgrade their cars and the used vehicles available for sale are not very used.

If you are a bad credit borrower, used cars can really be a boon for you. You get to own a car and that too at reduced rates .Also, used car loans are very easy to acquire. There cannot be anything better than this.

Why Used Cars are a Better Option for People with Bad Credit Score? 

• Today, there are multiple options available in the market for buying a used car.
• Economically priced.
• Several lenders and dealership offer used car loans. It is very easy to obtain them.
• Lower cost means low auto loan amount. This makes monthly payments easy.
• Improvement in credit score by choosing an affordable used car loan program.
• Less chances of upside-down auto loan.

What Factors should be kept in mind while choosing a Used Car?

 

When you have a bad credit score, used car loans can act as a savior. You will get to own a reliable–low priced car plus you will also get the opportunity of improving your credit score. But, to truly enjoy owning a used car, you must choose it wisely.

• Decide – Private Party or Dealership
• VIN No.
• Check the Car Title – If it has a lien, ask when you can get the Title under your name. Don’t buy a car with a Salvage Title.
• Ask your Trusted Mechanic to inspect the Car.
• Check the Automobile by taking it for a Test-Drive.
• Vehicle History Report – Know the details of past owners, accidents, repairs, etc.
• Warranty Details.
• Car shouldn’t be older than six years because most lenders don’t finance very old cars.

How to get Used Car Loans with Bad Credit?

Get your Accurate Score

It is essential that you know your current credit score. There are many lenders who can dupe you by showing you incorrect credit scores. So, it is always better to check your credit ratings and your credit report before applying for a used car loan.

Meticulously scrutinize every transaction on your credit report and report every error to the credit bureau. This will improve your score.

Choosing a Car

It may happen that the lender will require you to choose a car from few specific dealerships. But, that doesn’t mean you cannot choose a car before applying for bad credit used car loan. You must have an idea about the car that you are interested in.

Do you want to go for a convertible or an SUV? If you have a kid, safety would be very important factor. Travelling longer distances means you must choose a fuel-efficient vehicle. So, take time and decide on the kind of car that you want.

Complete Paperwork

When you have bad credit and want to buy a used car, it is essential that you are ready with documents. It will establish the fact that you are currently capable of assuming the responsibility of car financing program.

So, make sure you are ready with the following documents along with your credit report:
1. SSN
2. Employment Proof – Employment Verification Letter
3. Income Proof – Recent Pay Stubs
4. Receipts of Utility Bills
5. Car Details, if you have already selected a car

Dealing with Down Payment

Any problem can be solved with just 10% of the auto loan amount. Remember that bad credit history reduces your credibility. But, you can win it back with down payment. If you don’t have cash for down payment, you can trade-in your old car.

Co-signing – Important for Bad Credit Borrowers

When you have bad credit, the lender is unsure of his money’s security. Your past financial transactions suggest that you have made a few mistakes and that’s why; lenders insist for a co-signer. You can find someone with a good credit score to co-sign your used car loan contract.

All these tips will help you get an auto financing for used car despite bad credit history. Take your time in making a decision because a used car loan will improve your credit score and give you a great chance of buying a reliable car.

Student Car Loans – Ultimate Auto Financing Guide for People with No Credit

A student’s life looks simple to an outsider. But, there are so many things which go in his/her life. The burden of studies, several subjects and classes to attend, plus the social life! Amidst all this, a car can really help a student. It can take a student to any place in no time. Sadly, one cannot buy an automobile without a car loan.

If you are a student and want to own a car, auto loans become a necessity for you. What problem affects students the most while searching for auto financing? – NO CREDIT. It is a major problem as there is no history of payments. So, it becomes difficult for lenders to judge your credit application. But, do not worry. This article can be your ultimate auto financing guide with its simple yet highly successful tips. It will solve all your car loan troubles and help you avoid problems related to zero credit history.

Student Car Loans – Is it easily available?

Student auto financing program is easily available and any student can opt for it. It’s okay if you have no credit score. Many lenders offer no credit auto loans to students. All you have to do is search a financing company that offers car loans to students and college-goers. Also, make sure that you get competitive interest rates. Once you are assured of getting the best deal, you can sign the car loan contract.

Getting student car loans is easy even if you stay with your parents. Most students still live in their parents’ home or their parents usually pay most of the expenses. This means such students’ overall expenses are quite less and their income can be easily devoted to auto loan payments. This logic puts students in an advantageous position.

How to get Student Car Loans with No Credit History?

Credit score is an important aspect of car loans because it gives an idea to the lender about your past financial transactions. If you don’t have a credit history, it becomes difficult for the lender to ascertain risk. So, when you have no credit history and zero credit score, it is important that you prepare for your student car loan. It will help in overlooking the lack of credit ratings.

Budget your Dreams

Money makes the world go round. And, you certainly cannot discount its importance. As a student, you have limited income and that’s why; make sure that you put it to good use. Know your affordability. Understand what part of income can be used for making payments. Keep in mind that buying a car will add other expenses like maintenance, repairs and fuel.

Used Car can be a Better Option

You must understand that used cars are priced much lower than a brand new car. If you are a student, it is advisable to buy a used car. It will benefit you financially. Also, as you are new driver, it is better to practice your driving on a used car.

Dealing with Documents

Documents and paperwork is quite boring. But, paperwork is essential in process of getting student auto loans. Here’s a quick list of documents that you will have to present to the lender.
1. SSN
2. Personal Information – Name, Age, Contact Information, Income and Employment Details
3. Credit Report
4. Bank Details
5. Receipt of Utility Bills, if any
6. Record of Previous Loans, if any

Down Payment and Co-Signer – Ideal Tools for Approval

When you don’t have any credit history to provide support to the student auto loan application, down payment and co-signer can help you.

When you put down payment of 10%-20% of the total car loan cost, the lender is assured of your financial capacity. Also, putting money down reduces the chances of an upside-down loan.

Co-signer is a very strong factor in the auto loan approval process. It can swing the decision in your favor. Ask your parents to co-sign your student auto loan agreement. If your parents are unsure of co-signing, you must explain it to them. Tell them that you will be responsible for the payments and co-signing is just to ensure quick approval.

Online for Shopping, why not for Student Car Loans with No Credit?

Students don’t have time in doing a manual search for finding the best student auto financing program. Plus, they are relatively advanced in using technology. So, searching online is very logical.

Also, there are many online auto financing companies who usually have less stringent car financing requirements. They easily approve students with no credit history. So, go online and search for reliable auto financing companies that offer quick approval and affordable car loans to the student community.

This is how you can secure student car loans. Caution is the key during the entire process of the auto financing program because it will help you in building your credit score.

Hope you get the car you want with competitive interest rates on no credit student auto loans.

Auto Financing Program for Buying a Used Car – Low Income won’t affect your Approval Chances

Comfortable commute - A gift that Man received from the car! A car was a great invention but it became popular because of auto loans. Car financing made car buying possible for everyone. Because of easy auto financing, anyone from a king to a pauper can own a car. Don’t think that lack of huge income will prevent you from buying a car. With increasing number of auto financing companies, many people with limited income get approved for loans. So, don’t worry if you have low income, you can easily get a car with your limited budget.

Used Cars – Ideal for People with Low Income

If you earn low income, used cars are the best option for you. Pre-owned car are priced lower than a new car. This ensures a lower auto loan amount. When you have a smaller loan amount, monthly payments will become more affordable for you.

Most people change cars every 2-3 years. This means used cars that are available in the market are not very old. Also, the depreciation rate of an old car is very low. If you are worried about ending up with a lemon, you can opt for CPO cars and end your doubts.

All these point prove that a used car is exactly what you need.

Getting Approval is not a once in a Blue Moon Event

There are many people with low income who easily get approved. And, it’s not because of their luck. Working hard for an auto loan will ensure that you get approved for it. Here are few tips to help you get through the auto financing process. To make it simpler, the entire process is divided into pre-application and post application work.

Pre-Application Work

Budget – Important for every Low Income Car Buyer

Not everyone is born with a silver spoon in their mouth. Most of us have to budget every purchase. And, there is nothing wrong with it. A budget ensures that you never overspend. When you are ready to buy a used car, know your affordability. Understand the amount of money that you can spend on a car. Do remember that payment is not the only expense. You will have to spend money on fuel, repairs and maintenance as well.

List of Documents

Lenders and used car dealers require certain documents to ascertain your credibility as a used car buyer. Keep the following list of documents ready:

1. Your ID and SSN

2. Income & Employment Proof

3. Residential Details

4. Bank and Financial Statements

5. Receipt of Utility Bills, if any

Down Payment and Co-signer – Ideal for Approval

No matter what amount of money you earn, your car loan approval chances can be increased by having down payment and co-signer. This amazing duo has the potential to turn the tides.

Make down payment of at least 10% of the total car loan cost. If you don’t have money for making a down payment, use your old car as trade-in. It is an ideal way of avoiding cash down payment.

Convince someone with a good credit score to become your co-signer. Explain it to him that you will make regular payments. Make sure you pay regularly because your co-signer is taking a huge risk.

Apply with a Lender

Before applying with a lender or an online auto financing company, make sure that the company offers auto loan options to people with low income. There is no point in wasting time with lenders that don’t offer loans to people with limited income. Also, check the reliability of the lenders.

Post Application Work

Compare Auto Loan Quotes

When you receive auto loan quotes for buying a used car, don’t just consider monthly payments as the factor for comparing loan quotes. Do remember to study APR, loan terms and conditions, clauses, penalties, etc. before choosing the best car loan quote.

Choosing a Used Car

When you get approved for an auto loan, it’s time to buy your reliable used car. You can buy a car from a private party or a dealer. Do ask the lender if he is fine with your choice. It shouldn’t happen that the lender has a problem with your car.

Ensure that the title is clean and it’s not a salvage car. Also, ask your trusted mechanic to check the car.

By following this process, you will definitely get the car of your choice despite low income. Hope you get the best low income auto financing program for buying a used car.

Best of Luck!!!

Guaranteed Approval on Low Rate Auto Loans – Lower your Loan Cost, not your Hope

The need of car loans lies in the paucity of ready cash. If one was able to afford an automobile with cash, there was no need of auto loans in the first place. But, unaffordability is the evident reason for the existence of car financing programs. Doesn’t this make low rate auto loans obvious?

Well, when we cannot afford an all-cash purchase, it obviously means high interest rates and high loan cost will be unaffordable for us. This makes low rate auto loans extremely important. This article will help all those car buyers who want to avoid uncertainty and secure guaranteed approval on low rate auto financing program.

Clear of your Choice

When you want to avail guaranteed credit approval on low rate auto loans, you must know what kind of car you are looking for. You don’t have to choose the exact car model and color. But, you must at least know whether you want a wagon or convertible. Decide if it’s going to be a used car or a new one.

Also, be clear of how you would want to make payments. Do you want to make monthly or bi-monthly payments or anything else suits you? Make sure of regular source of income as well.

Shape Up your Credit Score

If guaranteed credit approval with low rates is your goal, you must work for it. Improving your credit score guarantees lower interest rates. This is because any amelioration in the score proves the lender of your re-payment ability.

Keep Documents Close to Hand

If you are ready with paperwork, the lender will come to conclusion that you are very much interested in getting approved for auto financing program. When you talk to the lender, you will have to be ready with your SSN, credit report and credit score, employment details, Employment Verification Letter, pay-stubs, receipts of utility bills, etc.

If you have chosen a specific car, then keep all the vehicle details ready like car make and model, Vehicle History Report, Car Title information, etc.

Keep Down Payment Handy

Down payment is one thing that, although not compulsory, holds importance in evaluating an auto loan application. If the car buyer brings down payment in the discussion, risk factor goes down significantly. This is beneficial to him as well as the lender.

Co-Signer on Call

It would be best if you have someone to co-sign you car loan contract. When the lender sees that you have co-signer ready, he knows that his risk will be substantially reduced. This increases your chances of securing guaranteed approval and affordable interest rates.

All Set for Lenders

When you are ready with documents, down payment and co-signer, you are ready to meet the lenders. Don’t forget to check the reliability of lenders. Go through reviews of auto financing companies before doing business with them. Fill in the auto loan application form when you are very sure of the lender.

Choose the best to give you the best guaranteed auto loan program and that too at best rates!

Best of luck!