Have Car Financing Questions? Get Fast Answers from Fast Auto Loan Approval

I have bad credit. And, I don’t want it to turn south. That’s why; I am looking for a lender who can approve my auto loan application without checking my credit score. Can you get me no credit check auto loan?-Danton Smith, Kansas

There are few lenders who offer no credit check auto loan. But, by allowing the lenders to avoid your credit score, you actually give them a chance to con you. Also, when you opt for no credit check, the lender may consider your score to be worse than it actually is. So, always opt for credit check.

Here’s some news that will make your day brighter:

Fair Isaac Corporation mentions that it will pay no attention to all inquires made in 30 days prior to scoring. So, if you are able to get a loan within 30 days, it won’t influence your credit score.  This period of time can change to 14 days if the older versions are used and can increase to 45 days if the lender uses the latest formula.

I know that down payment helps in getting quick approval. But, I don’t have cash to make a down payment of even 10%. Can you help me? Derek Paulson, Tulsa, Oklahoma

You are correct when you say that down payment helps in approval. But, it is often seen that people don’t have money to make a down payment. In such a situation, you can use your old car as trade-in. The dealer will deduct the value of your car from the total loan amount. Also, cash rebates can be used as down payment. You can even opt for no down payment auto financing program for a slightly higher rate.

My girl-friend and I want to buy a car. But, she has terrible credit. I, on the other hand, have decent credit. Will her credit report be checked if she is a co-applicant? Logan Burton, Baton Rouge, LA 70806

When you co-apply for the loan, you jointly take the responsibility of making regular payments. That’s why; your credit report as well as hers will be checked. If you are worried about getting rejected because of her bad credit score, apply on your own. It will lower your interest rates as well.

I am buying a RV. The dealer’s having a great discount which means I just need 10 thousand dollars. I have a credit score of 580 which is pretty good. What are my chances of approval? Nicole, CA

Although you have a great credit score, Fastautoloanapporval.com doesn’t provide financing program for RV as well as other vehicles mentioned in the list:

• Motorcycles, Boat
• Vintage Cars/Classic Cars and Muscle cars
• Commercial vehicles
• Vehicles which are converted, purchased from Gray Market
• Lemon Cars
• Vehicles which have Salvaged, Re-built or Branded Title Vehicles.

I have been a victim of identity theft. I really don’t want to give away my SSN. Is there any other way to get approved for a car loan – Alison Derek Johansson, Bennington VT 05201

The company understands your concern. But, you must not worry about data theft. Fast Auto Loan Approval is a highly advanced website with SSL technology. Your information is encrypted so that, it cannot be accessed by hackers. 

You can provide your SSN without any worry. Also, understand that it is impossible for the company to provide you auto loan quotes without your SSN.  It is because your SSN is used to ascertain your credit worthiness.

Your car loan application needs me to fill my credit score. I am not sure what it is? –Dylan, Memphis, TN

If you don’t know your credit score, you can write an approximate number. But, it is always better to know your current credit ratings before applying for any type of loan. 

Increase your understanding of the auto financing world with the FAQs Page on the website.

If you have any query, get satisfactory answer by sending an e-mail to the Company’s Support Team at the address – support at fastautoloanapproval.com